निराशीर्यतचित्तात्मा त्यक्तसर्वपरिग्रहः।शारीरं केवलं कर्म कुर्वन्नाप्नोति किल्बिषम्॥
nirāśīr yata-cittātmā tyakta-sarva-parigrahaḥśārīraṃ kevalaṃ karma kurvan nāpnoti kilbiṣam
Word by word
The verse says
Expecting nothing, mind and self in hand, having given up every kind of owning — doing only what the body does, he takes on no fault.
In plain words
The same portrait from a different angle, and one phrase stands out.
Śārīraṁ kevalaṁ karma — only bodily action. The hands move. The work happens.
And tyakta-sarva-parigrahaḥ — having given up all grasping, all taking-for-oneself.
Where you've felt this · with money
A person who has sorted out what they actually need and stopped there. They are not austere and they are not making a point. There is simply nothing in the house that is there to prove something.
Going deeper
Parigraha means grasping-around — taking hold of, accumulating, possessing. It is the standard word for property and it is broader than property.
What is given up is not ownership in the legal sense. It is the reflex of drawing things into the circle of mine, which is the same movement the whole book has been dismantling since Dhritarashtra's first word.
Śārīraṁ kevalaṁ karma has been read two ways. Narrowly: he performs only what the body requires, eating and the rest. More broadly: whatever he does is only the body doing it, with nothing added by way of claim.
The second fits the chapter better and is the more useful reading. The verse is not describing a minimal life. It is describing a life in which action has stopped being annexed.
Kilbiṣam — stain, fault. The same category as 4.14's limpanti, the smearing that does not happen to Krishna.