प्राप्य पुण्यकृतां लोकानुषित्वा शाश्वतीः समाः।शुचीनां श्रीमतां गेहे योगभ्रष्टोऽभिजायते॥
prāpya puṇya-kṛtāṃ lokān uṣitvā śāśvatīḥ samāḥśucīnāṃ śrīmatāṃ gehe yoga-bhraṣṭo’bhijāyate
Word by word
The verse says
Reaching the worlds of those who did good, and living there for endless years, the one fallen from the practice is born again in the house of the honest and the prosperous.
In plain words
The mechanism, for those who want one.
The unfinished attempt is not erased. It is carried.
And where it lands is described in ordinary terms: a decent house, with enough money.
Where you've felt this · in community
The choir that folded twenty years ago keeps producing singers. Nobody can account for it. Something got into one generation of that town and has not left it.
Going deeper
The detail here is more interesting than the cosmology, whatever a reader makes of rebirth.
What is described is not a reward for merit. It is a set of conditions: a household that is honest, with enough money, where the thing can be taken up again. Circumstances rather than payment.
That is consistent with how this chapter has treated everything else. 6.36 said the practice is reached upāyataḥ, by the right means, and 6.11 stopped to specify the height of a seat. The Gita keeps insisting that conditions matter.
Śucīnāṁ śrīmatāṁ gehe — in the house of the clean and the prosperous. It is worth being honest that this has been read badly at times, as a reason to think well of the comfortable.
The verse does not support that. It is describing where an unfinished effort finds room to continue, not who deserves what. And the next verse immediately ranks a different kind of household above this one.