प्रयत्नाद्यतमानस्तु योगी संशुद्धकिल्बिषः।अनेकजन्मसंसिद्धस्ततो याति परां गतिम्॥
prayatnād yatamānas tu yogī sanśuddha-kilbiṣaḥaneka-janma-sansiddhas tato yāti parāṃ gatim
Word by word
The verse says
But the practitioner who strives with effort, cleansed of his stains, brought to completion over many births — he then goes by the highest road.
In plain words
The passage closes by putting the effort back in.
The consolation was real. It is not a reason to stop.
Prayatnād yatamānaḥ — striving with effort. Both words, stacked, for emphasis.
Where you've felt this · with money
The small amount you have put aside every month for fifteen years is now the only thing that has actually worked. It never once felt like it was working.
Going deeper
The balance struck across these six verses is the hard part, and it is easy to take only half of it.
One half: nothing good is lost, no one who does good comes to a bad end, the work resumes. The other half: strive with effort, over many lifetimes, and be cleansed.
Taken alone, the first becomes a reason to relax and the second becomes a reason to despair. The Gita puts them in one passage and does not resolve them into a single instruction.
Aneka-janma-saṁsiddhaḥ — brought to completion across many births. The timescale is stated without apology, which is the opposite of how this is usually sold.
And there is something steadying in being told the truth about the length of a thing. A promise of quick results has to be renewed every time it fails. This does not.